Website Terms of Use

These terms govern your use of the website at settld.global, operated by Settld (Pty) Ltd. By using the site you accept them. They cover the website only: any merchant services we provide are governed by separate written agreements, and any purchases made through a Settld checkout are governed by the applicable terms of sale presented there. Nothing on this site is an offer of payment services, and nothing on it is legal, tax, financial or investment advice.

You may use the site lawfully and for its intended purpose. You may not: attempt to gain unauthorised access to the site or its infrastructure; interfere with its operation; scrape, harvest or systematically extract its content or data; misrepresent your identity or affiliation; or use the site to transmit anything unlawful, misleading or harmful. We may suspend or restrict access to protect the site or other users.

The content on this site, including text, graphics, design elements and the Settld name and marks, belongs to us or our licensors. You may view, download and print pages for your own internal purposes. Any other reproduction, distribution or use, including use of our name or marks, requires our prior written consent.

Articles and other content we publish reflect our views and the position at their stated date. Laws, rates, thresholds and market conditions change. We do not update every article as they do, and you must not rely on published content as advice or as a current statement of law. Take your own advice on your own facts.

The page at settld.global/charge lets consumers ask us to identify or resolve a charge. Information you submit there is handled as described in our Privacy Policy. Never submit full card numbers, PINs, passwords or one-time passcodes through the site; we will never ask for them. Using the charge-query service does not limit any right you have to raise a dispute through your bank or payment provider.

The site is provided as is and as available. We work to keep it accurate, secure and running, but we do not warrant that it will be uninterrupted, error-free or free of harmful components, and we may change or withdraw any part of it at any time.

To the extent permitted by law, we are not liable for loss or damage arising from your use of, or inability to use, the site or its content, including reliance on published content. Nothing in these terms excludes or limits any liability, or any consumer right, that cannot lawfully be excluded or limited.

Where the site links to third-party sites, we do not control them and are not responsible for their content or their treatment of your information.

Our processing of personal information is described in our Privacy Policy at settld.global/legal/privacy-policy and our Cookie Policy at settld.global/legal/cookie-policy.

We may update these terms from time to time. The current version, with its effective date, is the one that applies. If you keep using the site after a change, you accept the updated terms.

These terms are governed by the law of the Republic of South Africa, and the South African courts have jurisdiction over any dispute arising from them or from use of the site.

Settld (Pty) Ltd, registration number 2026/518260/07, 54 Melrose Boulevard, Melrose Arch, Melrose North, Gauteng, 2196, South Africa. General queries: [email protected]. Privacy and information requests: [email protected].